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Terms & Conditions

These terms and conditions (“Terms and Conditions”) sets out the terms and conditions on which you may access and use the services and products offered by M2P Solutions Private Limited and its affiliates (“M2P”).These terms and conditions (“Terms and Conditions”) sets out the terms and conditions on which you may access and use the services and products offered by M2P Solutions Private Limited and its affiliates (“M2P”).

By accessing this website (“Site”) you agree to the Terms and Conditions which will bind you. If you do not agree to the terms, you must not access or use the Site.

This Site is provided to you without charge as a convenience and for your information only. The content on this Site does not constitute legal advice and is not a substitute for obtaining legal advice from a qualified attorney. By merely providing access to this Site content, we do not warrant or represent that:

  • the content is complete;
  • the content is up-to-date or current
  • we have a duty to update any content
  • the content is free from technical inaccuracies or typographical errors
  • the content is free from changes caused by third parties; or
  • your access to this Site will be free from interruptions, errors, computer viruses or other harmful components

Disclaimer

M2P Solutions Private Limited is not in the business of offering loans. We are not connected with any company that claims to offer loans. Anyone who claims to offer loans in our name is not authorised by us.

The website and its contents are provided for general information purposes only and nothing on this Site or in its contents is intended to provide legal, data protection compliance or other professional advice. We do not accept any responsibility for any loss which may arise from reliance on information or materials published on this website.

To the extent permissible by applicable laws we are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents.

User Conduct.

You may not use this Site to conduct any activity that is illegal or violates the rights of others. You may not use any robot, spider, scraper, automated scripts or other automated means to access this Site or content or services provided on this Site for any purposes. You shall not attempt to make this Site unavailable through denial-of-service attacks or similar means or use this Site in a manner that could damage, disable or impair this Site. You agree that any unauthorized use of this Site or its contents or any breach of these Terms and Conditions may cause us immediate and irreparable harm for which money damages may not constitute an adequate remedy. You further agree that injunctive relief, in addition to any other remedies available, may be warranted in order to enforce these Terms and Conditions. You further understand that unauthorized use of this Site may expose you to civil and criminal liability and that we may report violations of these Terms and Conditions to and cooperate fully with the appropriate law enforcement authorities concerning any violations hereof.

Third Party Links and Content

We may provide hyperlinks or pointers to other web sites maintained by third parties or may provide third party content on this Site by framing or other methods. The links to third party web sites are provided for your convenience and information only. The content in any linked web sites is not under our control so we are not responsible for the content, including any further links in a third party site. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk. It is up to you to take precautions to ensure that the third party you link to for your use is free of computer viruses, worms, Trojan horses and other items of a destructive nature.

Trademarks

The trademarks, service marks, trade names and logos used and displayed on this Site are our registered and unregistered trademarks. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, without our written permission. We aggressively enforce our intellectual property rights. The ownership of the APIs offered, lies with us, and by using our APIs, you do not acquire ownership of any rights in our APIs or the content that is accessed through our APIs. A non-exclusive, irrevocable, royalty free, limited license to use the API, solely for the services as deiced between the parties, will be granted by us.

Compliance to Law

You will comply with all applicable law, regulation, and third party rights (including without limitation laws regarding the import or export of data or software, privacy, and local laws). You will not use the APIs to encourage or promote illegal activity or violation of third party rights. You will not violate any other terms of service with M2P Solutions Private Limited (“M2P”) (or its affiliates).

Privacy and Data Protection

Parties under this arrangement need to use such degree of care as is appropriate to avoid unauthorized access, use or disclosure and comply with security practices and procedures as prescribed in the Information Technology Act, 2000 and the rules made thereunder including Information Technology (Reasonable security practices and procedures and sensitive personal data or information Rules, 2011, the RBI rules and Regulations (as applicable) and any such data protection laws that may be applicable.

M2P shall abide by the all the Applicable Laws and security standards, regulations, requirements, guidelines, notifications including pursuant to PCI-DSS and ISO 27001 as may be imposed by any regulatory authority or RBI or as desirable.

The Parties shall comply with all the applicable laws, whether local, state or national.

Indemnity

You agree to indemnify and hold harmless M2P and its affiliates, suppliers, partners, officers, agents, and employees from and against any claim, demand, losses, damages or expenses (including reasonable attorney's fees) arising from any user content, your use of the Site, your connection to the Site, your violation of these Terms and Conditions or your violation of any rights of any third-party. Your indemnification obligation will survive the termination of these Terms and Conditions and your use of the Site.

Limitation of Liability

WHEN PERMITTED BY LAW, M2P AND ITS AFFILIATES, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR DATA; FINANCIAL LOSSES; OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.

M2P will not be liable:

  • in respect of any loss of profits, income, revenue, use, production or anticipated savings.
  • for any loss of business, contracts or commercial opportunities.
  • for any loss of or damage to goodwill or reputation.
  • in respect of any loss or corruption of any data, database or software.
  • in respect of any special, indirect or consequential loss or damage.
  • for any claim of infringement based on: (i) API which has been modified by parties other than M2P where the infringement claim would not have occurred in the absence of such modification; (ii) customer’s use of the API in conjunction with data where use with such data gave rise to the infringement claim; or (iii) customer’s use of the API outside the permitted scope of these terms.
  • for any losses arising out of a force majeure event.

General

No breach of any provision of the Terms and Conditions will be waived except with the express written consent of the party not in breach.

We may change, suspend or discontinue any aspect of this Site or service at any time. M2P reserves the right to change system configurations, product specifications, upgrades, pricing, layouts, options and any other specifications at any time without notice. We may also impose limits or restrictions on certain services, features or content or restrict your access to parts or all of this Site without notice or liability.

The Terms and Conditions are made for the benefit of the parties, and is not intended to benefit any third party or be enforceable by any third party. The rights of the parties to terminate, rescind, or agree any amendment, waiver, variation or settlement under or relating to the Terms and Conditions are not subject to the consent of any third party.

The Agreement will be governed by and construed in accordance with the applicable laws.

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Product

Payments

  • Prepaid Cards
  • Cross-Border Payments
  • Fleet Drive
  • UPI
  • Merchant Acquiring Solutions

Lending

  • Credit Cards
  • BNPL
  • Loan Origination
    System (Finflux)
  • Loan Management
    System (Finflux)
  • Micro Finance (Finflux)
  • Credit Line on UPI
  • Surrogate

Banking

  • Turing (Core Banking)
  • Debit Cards
  • Neobanking
  • Connect

Value Added Services

  • Recon360
  • KYC Suite (Syntizen)
  • ACS
  • FRM & AML
  • Rewards

About

  • Who we are
  • Our story
  • Workplace Safety
  • Our community
  • Careers
  • Contact us
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Resources

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