<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/07/BlogBanner_for-medium.webp" alt="M2P Fintech" title="" width="100%" height="358">Sustainability is broader than climate change. It is about building a society where upcoming generations can thrive. Today, the world is at a crucial juncture where sustainable decisions with long-term benefits are the need of the hour. The global movement toward building an agile, resilient economy has gathered pace. The financial services sector and worldwide regulators play a vital role in enabling a buoyant society by leveraging innovations and regulations in sustainable finance.Every year, the United Nations Climate Change Conference, otherwise known as the Conference of Parties (COP), gathers to deliberate solutions to climate change risks and access progress. Sitting at the heart of the hydrocarbon industry, the UAE has been elected to host COP28 in 2023. The nation’s investments in energy diversification and its highest level of climate ambition have resulted in the opportunity to accelerate economic growth, job creation, gender equality, and youth empowerment. The UAE has always encouraged financial ecosystems driven by technological advancements blended with climate-smart solutions. As a burgeoning fintech hub, the UAE is set to spearhead the quest for sustainability.<h2 class="heading-node" id="721f" style="text-align: justify">UAE’s commitment to sustainable finance</h2>As a global financial center, the United Arab Emirates acknowledges the role of sustainable finance in achieving economic growth, climatic goals, and energy diversification objectives. Subsequently, Abu Dhabi Global Market (ADGM) launched the UAE Sustainable Finance Working Group (SFWG) in 2019. The stakeholders include the UAE ministries, regulatory authorities, and other government bodies responsible for developing ecologically sustainable finance policies. In November 2021, the SFWG released a public statement of its commitment to sustainability objectives by adhering to the Net Zero by 2050 strategic initiative and establishing sustainable finance policies.Sustainable finance is a cornerstone in empowering the UAE and broader stakeholders to attain net-zero emissions targets. The Dubai Financial Services Authority (DFSA) and the Financial Services Regulatory Authority (FSRA) in Abu Dhabi are leading the way in accelerating the expansion of sustainable finance in the UAE. They are set to foster a thriving ecosystem for sustainable finance by enabling private capital investments. This is expected to improve the financial system’s stability, boost transparency, and achieve long-term sustainable development benefits.<h2 class="heading-node" id="e565" style="text-align: justify">Sustainable fintech alliance</h2>The MENA Fintech Association (MFTA), the leading voice and nexus of the Fintech community in the region, launched the Sustainable Fintech Alliance to foster MENA Fintechs in becoming leaders of sustainable approaches. MFTA aspires to help its members embrace and integrate sustainability as part of their organizations’ culture and values and create positive impacts in the wake of the increasingly acute environmental and social challenges.M2P is one of the founding partners of MFTA alongside Mastercard, Checkout.com, Codebase Technologies, YAP, Marshal, BPC, Taptap Send, and GPS. The partners are in collaboration with Abu Dhabi Global Market (ADGM), Dubai International Financial Centre (DIFC), and The London Institute of Banking and Finance MENA (LIBF). Together, the Alliance believes in harnessing the technological revolution and innovation to redesign financial services to reinforce sustainability.<h2 class="heading-node" id="5512" style="text-align: justify">Sustainability framework</h2>Sustainable finance is considered a strategy to facilitate projects that mitigate and manage threats associated with the broad range of environmental, social, and governance (ESG) risks.Against this backdrop, the DIFC devised a general Sustainability Framework to address existing gaps and challenges related to mainstream sustainable finance practices. It also seeks to augment the demand and supply of sustainable finance products and low-carbon, climate-resilient investment projects.The four strategic pillars underpinning the framework are Social, Environmental, Governance, and Government Alignment. The framework is designed to scale up the development of a business environment for diversified and innovative sustainable finance products. Another strategic intent of the framework is to empower the mobilization of private capital towards environmentally sustainable and climate-resilient investments.<h2 class="heading-node" id="a3fe" style="text-align: justify">M2P’s allegiance to sustainability</h2>As an earnest member of the MFTA, M2P is committed to implementing credible and transparent sustainability initiatives across global operations. Our team is constantly striving to innovate programs that are commensurate with the local culture, tradition, and governmental policies. We believe this will help us embrace the finesse of the Sustainability Framework and positively contribute toward the United Nations’ Sustainable Development Goals (SDGs) and Net Zero pledges.To mark our first step on the road to sustainability, we launched the “Better Half Program”, exclusive to our Indian offices. This program extends a hand to women who aspire to resume their careers after a break.<h2 class="heading-node" id="ec41" style="text-align: justify">Better-Half Program, a positive social impact</h2>We at M2P believe in creating a positive social impact by giving a chance to women looking to return to the workforce after a break. The break could be for any reason. We respect their choices and feel they deserve the opportunity to develop their careers.Recognizing the unique challenges women in India face after taking a career break, we launched the “Better Half Program.”- a formal employment program that helps women restart their careers and ease into professional life, starting with half a day’s work duration.Helping women hone their skills and be prepared for ‘Better’ career prospects and ‘Half’ a day of work is the rationale behind naming the program ‘Better-Half’. The better-half program facilitates a smooth re-entry to a full-time job through a gradual ramp-up of work hours.M2P is the world’s first company to make half-a-day work mainstream with benefits.Better-Half is a carefully curated program to restart one’s professional journey. Those selected are expected to contribute 5 hours in a day, making us the first company to make half-a-day work mainstream. The program is packed with all benefits that accrue to a person seeking full-time employment, including formal upskilling and participation in ESOPs.In addition, the program offers access to on-the-job projects, learning opportunities, and the possibility to work in a multi-disciplinary team. It extends community support, and those selected are mentored by experienced managers culminating in a chance to convert into a full-time role at the end of 12 months or whenever the participant decides to convert.<h2 class="heading-node" id="e9cc" style="text-align: justify">Fusing sustainability into fin and tech</h2>With over 1000 M2Peers globally, we aim to drive sustainable value through our digital products and effective ESG practices. Our vision and persistent efforts have enabled our customers to make headway toward a cashless ecosystem that fosters a financially inclusive society. We believe in investing transparent and consistent effort towards positive climate change, people advocacy, gender equality, racial diversity, and much more.Want more insights into our sustainability efforts? Write to us at&nbsp;<a class="link au mf" href="mailto:business@m2pfintech.com" target="_blank" rel="noopener ugc nofollow">business@m2pfintech.com</a><a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox. Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

How M2P Maps Sustainability with Finance?

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/wordpress-1.webp" alt="M2P Fintech" title="" id="5hz84v7cu" width="100%" height="317">Friday vibes just grew stronger post lunchtime. M2Peers geared up for their exciting weekend escapades.And Devang, our fintech fanatic too had 'exciting' plans. He was waiting impatiently to spend his weekend on all things fintech, while sipping his fresh glass of juice.&nbsp;That's Devang Mehta, our Vice President of Business Development in a nutshell.&nbsp;&nbsp;Devang is popular among M2Peers and industry peers for his fintech-fused mind. He is the go-to person for anything related to fintech and beyond.We feature this whiz kid and ex-banker as our Star of the Month this June.&nbsp;Curious to know what inspires Devang and keeps his going?Keep scrolling.<h2 class="heading-node" id="pwnuthg73">How do you usually start your workday? &nbsp;</h2>I ensure my mornings have a positive start to set my day right. My mornings are filled with prayers and news reading rituals.&nbsp;LinkedIn is my favourite spot to get the hot and happening news around the globe.&nbsp;When we are fast asleep, other countries are up, so there is a lot to catch up on when we wake up. This is my routine before I go to bed as well. &nbsp;The to-do list is my saviour for the day. I list all my tasks and ensure those are checked on the same day. Time is limited for all, so I put everything I want to do on my calendar.&nbsp;Recently, I have added yoga, workouts and swimming to the morning activities for about 30 minutes daily, which helps me a lot with energy and stamina throughout the day.&nbsp;<h2 class="heading-node" id="y351ehfie">What are your main responsibilities as VP of Business Development? &nbsp;</h2>The list below pretty much sums up my typical workday.&nbsp;<ul class="list-node" id="ojq9ghvpf"><li>Client meetings&nbsp;</li><li>Understanding client requirements and offering solutions&nbsp;</li><li>Brainstorming innovative business ideas, tricks and strategy &nbsp;</li><li>Competitor analysis&nbsp;</li><li>Communication of new product developments to potential clients&nbsp;</li><li>Providing management with feedback&nbsp;</li><li>Developing entry-level salesforce&nbsp;</li><li>Collaborating with other companies (M&amp;A)&nbsp;</li></ul><h2 class="heading-node" id="mu95ncss7">How have you grown through the years as an M2Peer?   &nbsp;</h2>Before I started my innings with M2P, I was a banker. I worked with banks like Citi Bank, DCB Bank and RBL Bank, where my core responsibility was managing customers and growing inorganically. In the banking sector, the groundwork was established and all set.But when I moved to M2P, the environment was completely different.&nbsp;I was one of the few early joiners in the M2P family.&nbsp;I got a lot of exposure to managing difficult clients and ensuring that the business relationship was built firmly. One of my best learnings after stepping into the fintech ecosystem is knowing how to build and manage relationships.&nbsp;This helped me to become a "Rainmaker", i.e., someone who is not just being transactional but following a "Cockroach Startup Approach" (to keep moving and thriving despite changing market conditions, environments, or investment scenarios).&nbsp;<h2 class="heading-node" id="ayfoc0qlr">Is there a quote/saying that motivates you?   &nbsp;</h2>I follow two sayings:&nbsp;"Dear self, never try to defeat people; just try to win them."&nbsp; &nbsp;Another one that motivates me greatly in my career is "Sales Department isn't the whole company, but the whole company better be the sales department."&nbsp;<h2 class="heading-node" id="hhktcakit">What's that one thing your colleagues don't know about you? &nbsp;</h2>My friends almost know everything about me, but they were surprised to see my dance video. Most of them don't know that I&nbsp; hold a Brown Belt in Karate.&nbsp;<h2 class="heading-node" id="tvlajp4x3">What inspires you the most about M2P? &nbsp;</h2>My daily dose of inspiration comes from our very own founders. They taught me three important things.<ul class="list-node" id="gk35j502m"><li>Thinking and driving the business forward</li><li>Setting the business expectations right</li><li>Staying grounded in difficult situations</li></ul>I always think of our founders as the sun, that radiates incredible energy. It's all about how people absorb this energy. When taken positively- people can feel a spark (motivation to grow) and receive vitamin D. If taken negatively, people would feel burned out. &nbsp;<h2 class="heading-node" id="6i27u2ty2">What's your idea of a perfect day?   &nbsp;</h2>Perfect day? I would rather say the perfect start for the day is to wake up without an alarm.&nbsp;&nbsp;Recently one piece of advice helped me a lot. And I would like to share it with you too.Find a peaceful place in your house and sit there for 10-15 mins every day to meditate. This has brought good results, and I'm sure you will realize it too.  &nbsp;<h2 class="heading-node" id="akmnja20o">What was your career path before joining M2P, and how has it changed? &nbsp;</h2>I was in the banking sector before starting my journey with M2P. I am proud to say that I was the best in our team but not in banking. I feel that banks will restrict you to only one ecosystem until you don't reach the management level, whereas fintech gives you a holistic view of the business.&nbsp;While in banking, I received much recognition from the senior leadership team at times like town hall meet or annual days. But vice versa happened in fintech, where you don't need an award, just learning and working towards improvement is high enough. &nbsp;Everyone in the team will recognize you due to your hard work, irrespective of your position.I go by the ideology that, 'the day the market knows your company because of you, that day will be your career-changing moment'.&nbsp;<h2 class="heading-node" id="v8llna9bv">What are your hobbies/interests? &nbsp;</h2>I love grooving and dancing whenever I feel like it. I also like to drive and explore new destinations. In addition, learning new is how I spend most of my leisure time.&nbsp;   &nbsp;<h2 class="heading-node" id="a7wa4zfx5">Anything else you want to share about M2P? &nbsp;</h2>M2P will have incredible velocity in the coming days! We are very proud of that.We are expecting to be Unicorn and Decacorn very soon. In M2P, the best part is right from founders to all our M2Peers, everyone strives to learn new every day. M2P gives you a platform to perform, but it's up to us to decide if we want to crawl, walk, or run.  So come on M2Peers, let’s have fun and grow together!<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

A Candid Chat with M2P's Fintech Fanatic, Devang Mehta

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/Main-Banner-Better-Half-2000-x-1000.webp" alt="M2P Fintech" title="" id="7jtekie6y" width="100%" height="253">Better Half means SO MUCH to me. In my previous role in hiring, I always wondered why it was difficult to resume one’s career after a break. After all, knowledge and experience doesn’t diminish right?M2P’s Better Half Program not only asks this very question but also backs it up. When I came across the Better Half program, I hovered over the link for a while with so many questions flashing through my mind. Isn’t 11 years too much of a break? Will I find the right role? Will I have to compromise?It was a while since I had a CV done so I just filled in the online form and hit ‘Submit’ After a few days, I was sidetracked with moving home from one state to another when I got a call from <a class="link" href="https://m2pfintech.com/">M2P</a>!What struck me straight off the bat was that this did not feel like an interview. It was more like a friendly discussion that set my mind at ease. One thing led to another and I progressed to further discussions with the larger team. Before I could realize it, I was an M2Peer, with a configured laptop and mails rolling in (Just like how it was)Today, as I head to the office with my laptop bag slung over my shoulder (and a packed lunch of course!) I feel at home after more than a decade. I understand my responsibilities, and where I fit in. It feels like I’m picking up where I left off — Not an easy thing to do in today’s world. I’m grateful to my team members and the People Success team for playing a massive role in this. I’m eager to learn and grow. Every day.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

Meet Rajashree — M2P’s first Better Half Talent

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/Star-of-the-Month-Rajesh-Word-Press.webp" alt="M2P Fintech" title="" width="100%" height="317">May is not just mother nature’s time to turn up the heat. It’s when Rajesh, our operations manager puts too many irons in the fire. But that didn’t stop him from taking time off and having a candid chat with us.Continue reading to uncover Rajesh’s multifarious sides from being a fitness freak to a melomaniac. One thing that stands out is how he is an optimistic multitasker.1. How do you usually start your day?I start my mornings on a positive note. It doesn’t matter what the day may have in store for me. I believe that if you wake up with a chill and calm mindset, you will be ready to rule the day.Wonder how I maintain my cool?The secret is yoga and meditation. They soothe my nerves and sharpen my mind.2. What are your main responsibilities as Operations Manager?The Operations Team at M2P works in full-on active mode round the clock. In fact, we are in a never-ending race with the clock.Every day starts afresh with a new to-do list. We don’t carry forward any unfinished business to the next day. This reduces work pressure as we complete our daily tasks on time.Now I feel my adrenaline pumping... HAHAHA!Apart from operations tasks, my major responsibility is to train fellow M2Peers in my team. I push them to do their best and monitor their reports. As a team, our daily achievement happens when we complete each day’s task without any escalation.3. How have you grown through the years as an M2Peer?I’ve been working at M2P for four years now. Even though my previous company is from the same field, the M2P system and nature of work are completely new. I would definitely say, I am blessed with a chance to learn new things here even though I am an experienced professional. I would like to grab this opportunity to thank our co-founder&nbsp;<a class="link au js" href="https://www.linkedin.com/in/prabhu-rangarajan/" target="_blank" rel="noopener ugc nofollow">Prabhu</a>&nbsp;and&nbsp;<a class="link au js" href="https://www.linkedin.com/in/vivek-prashanth-9120352a/" target="_blank" rel="noopener ugc nofollow">Vivek Prashanth</a>, Vice President (Operations) for their constant guidance and support from the beginning.M2P is a great place to gain good knowledge. I’ve also learned work etiquette and conversing skills.4. Is there a quote/saying that motivates you?“Believe in yourself and you will be unstoppable.”This line is such a boost for me to face new challenges every day. As mentioned earlier, unstoppable like a clock! 😀5. What type of student were you during your college/ school days?Undoubtedly, a notorious backbencher. And I am proud of it! 😀I spent most of the time in the ground playing volleyball and kabaddi. I still remember my first win in a volleyball match when I was 12 years old. With good training, I became a state volleyball player and represented Anna University in Kabaddi too. To your surprise, I am still practicing volleyball and kabaddi during the weekends.Just throwing a tip your way — “Keep fitness as a habit, no matter what.”6. What inspires you the most about M2P?The optimistic way in which M2P approaches challenges is truly inspiring. Every project is a new challenge and new learning here. No projects are dropped. And efforts are taken to complete them successfully no matter what.7. What’s your idea of a perfect day?A perfect day — a day without any escalation! Sounds already perfect, right?8. What do you do when you get some leisure time?Yuvan music will be on full blast. It pumps up my energy.And, hey I love to spend happy times with my friends and indulge in physical activities.9. Anything else you want to share about M2P?One word strikes my mind immediately, PERFECT.Keep inspiring, M2P. Looking forward to growing together in this long and exciting ride.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

Meet M2P’s Operations Manager

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-8-1-1.webp" alt="M2P Fintech" title="" width="100%" height="253">This April, we are shining our spotlight on Uma Maheswari, our Senior Operations Engineer. She was kind enough to take time from her hectic schedule to share information about her responsibilities, interests, and her journey as an M2Peer.Hang in there, she also shares her secret mantra to stay positive always! 😊<h2 class="heading-node" id="267e">How do you usually start your workday?</h2>To start my day in peace, keeping my mind cool and observant is essential. It creates a perfect vibe to start out my workday with positive energy. Then comes the main part where I will schedule and align my tasks for an exciting day at work. This helps keep my tempo up and ensures that my mind is in sync with the assigned tasks.<h2 class="heading-node" id="ed8c">What are your main responsibilities as Senior Operations Engineer?</h2>My responsibilities include attending day-to-day operations such as query handling, coordinating with our partners, and dispute management for the partner banks. I also provide MIS support within the stipulated time ensuring that my TAT is met. I also coordinate with internal team members to ensure that all processes are aligned intact with the requirement and result in zero escalations.<h2 class="heading-node" id="20b2">How have you grown through the years as an M2Peer?</h2>M2P has offered nothing less than a wonderful experience for me. I’ve been part of this payment ecosystem since its initial days. I’ve learned a great deal here, especially to assert myself and multitask without losing focus. It’s been quite a fun journey to grow with M2P and all my peers over here.<h2 class="heading-node" id="cb6d">Is there a quote/saying that motivates you?</h2>YES!I have a mantra that keeps me focused and on track to be positive always. Few words can make a big difference, and here is mine, “Believe in yourself “.It’s a small affirmation that helps bring out the best in me. 😊<h2 class="heading-node" id="07e7">What inspires you the most about M2P?</h2>At M2P, there is great transparency and trust factor. The flat organization structure, professional approach, and work freedom top the list and help all M2Peers to be creative. All these aspects allow me to think out of the box and respond positively.Believe me, this positive energy makes me stronger and stronger every day to face challenges in life.<h2 class="heading-node" id="6b3d">What’s your idea of a perfect day?</h2>I would like to call a day perfect when I am focused and give my best for the day.<h2 class="heading-node" id="a677">What are your hobbies/interests?</h2>My hobbies include listening to music and having a hearty and fun-filled conversation with my friends. Most of the time, I love to have personal time where I do gardening and hang out with my family.<h2 class="heading-node" id="cf99">Anything else you want to share about M2P?</h2>M2P is an amazing fintech company that’s growing at a great pace. I’m proud to be part of this fast-growing fun ecosystem.So come on M2Peers, let’s have fun and grow together!<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

Meet M2P’S Operations Engineer

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Infosec.webp" alt="M2P Fintech" title="" width="100%" height="253">Never tell tenacious youngsters that something is too challenging. They’ll cross mountains and oceans to come off with flying colors.Our spirited InfoSec rockstars are no exception to this rule.Surpassing all expectations, they ensured we earned the PCI DSS Ver 3.2.1 recertification this year. The gutsy hotshots at Information Protection, Governance, Risk &amp; Compliance (GRC), Middleware, Database Administration (DBA), Application Development, Security Operations Center (SOC), and HR teams played a crucial role in getting this global directive in place for M2P.<h2 class="heading-node" id="9473">Shoutout to our champs</h2>Our gratitude and a huge shoutout to InfoSec champs,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/uday-thubati-64897356" target="_blank" rel="noopener ugc nofollow">Uday Thubati</a>,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/krishna-kumar-115597129" target="_blank" rel="noopener ugc nofollow">Krishna Kumar</a>, Vijay Kumar GP,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/sharath-sankar-532bb7b" target="_blank" rel="noopener ugc nofollow">Sharath Shankar</a>,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/narasimman-a-79a19b126/" target="_blank" rel="noopener ugc nofollow">Narasimman</a>,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/ssvrnyl/" target="_blank" rel="noopener ugc nofollow">Sundaravenkataraman</a>, Surender Muruganatham, Girija K, Ragul Subramanian,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/maathavan-tr-vinayak-2ab153a3/" target="_blank" rel="noopener ugc nofollow">Maathavan Vinayak</a>,&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/sai-prasad-kayarohanam-sivasubramanian-18076910/" target="_blank" rel="noopener ugc nofollow">Sai Prasad</a>, Raghavendharan, and&nbsp;<a class="link au lo" href="https://www.linkedin.com/in/sankara-jayanthi-rj-yogi-7b4759199/" target="_blank" rel="noopener ugc nofollow">Sankara Jayanthi</a>&nbsp;for the successful PCI DSS compliance.Right from conducting internal audit trails, business continuity flows, and incident management processes, to implementing external defense mechanisms such as access control, hardening, source code review, and Vulnerability Assessment &amp; Penetration Testing (VAPT), our vibrant whizzes did a commendable job. They took the lead in adhering to the 12-step PCI DSS requirements and protecting the cardholder environment physically and logically. And they were all game for continuous improvement in risk assessment and mitigation, adherence to global standards, and solutioning &amp; sizing virtual machines and embedded devices.<h2 class="heading-node" id="2a70">Commitments and milestones</h2>Assessed by a PCI Certified Qualified Security Assessor (QSA) from Panacea Infosec Private Limited, this recertification is a significant milestone for us. It validates our commitment to improving cardholder data security, enhancing payment protection, and preventing fraudulent transaction exposure.<blockquote class="block-node" id="avz3jc970">“Payment security and trust are paramount to us at M2P. The PCI DSS recertification stands as a testimony to our continual efforts and diligence in securing cardholder data and preventing card payment frauds of any kind. Hats off to our InfoSec rockstars for the successful compliance efforts! ”<a class="link au lo" href="https://www.linkedin.com/in/kannanrajus/" target="_blank" rel="noopener ugc nofollow">Kannan Raju S</a>&nbsp;— Vice President, IT Infrastructure</blockquote><a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

Meet our Young and Vibrant InfoSec Rockstars

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-8-2-1.webp" alt="M2P Fintech" title="" width="100%" height="253">The star of the month series is back again this March, featuring VASANTHA KUMAR JAYACHANDRAN- our tech support hero. A cinephile and a techie, Vasanth is our system analyst who does incredible firefighting in the tech support team.As we spoke to him about what makes him the star he is, he took us along his amazing five-year-old journey, from being a rookie to becoming a fine fintech enthusiast at M2P.Curious to share a glimpse into what motivates him to give his best? Then, keep scrolling. You may even get lucky to find his secret mantra to success.Here you go.<h2 class="heading-node" id="9625">How do you usually start your workday?</h2>First of all, thank you, guys. Really grateful for the honor.I believe that daily habits set the tone for success or otherwise. So, I ensure my morning routine preps me for the exciting and challenging tasks ahead in the day. Then I kickstart my work mode by creating a to-do list and checking for critical alerts and messages from our internal teams and partners.My goal is to acknowledge client issues and smoothen out the process of issue identification and resolution. The next step would be to ensure that our team sorts out the issues in the shortest TAT possible and makes the client stress-free.Being customer-centric and time conscious are the mantras that keep me thriving throughout the day.What are your main responsibilities in tech support as a system analyst?Ensuring that our clients face zero issues in their journey with us is our ultimate responsibility. And in the event of any technical glitches, I help them resolve the issues without any hassle. To achieve complete efficiency in tech support, we have an unspoken golden rule which goes like this."Stick to the process of any live issue being reported and then resolve it as soon as possible."In our team, we have a practice. We ensure that all our observations, experiences, and outcomes of issue analysis are shared with our peers. Since everyone in the team is aware of all possible issues and the resolution breakthroughs, it helps us identify patterns and expedite issue resolution. I’m really proud of this collaborative knowledge-sharing initiative in our team.<h2 class="heading-node" id="f019">How have you grown through the years as an M2Peer?</h2>When I became an M2Peer, I was a payment industry rookie with just two years of experience. I had minimal understanding of payments and reconciliation.But my life as an M2Peer for the past five years has been an enormous learning curve. It has transformed my understanding of transaction life cycle, payments and made me love all things fintech.<h2 class="heading-node" id="17dd">Is there a quote/saying that motivates you?</h2>Yes, I believe that,"Whatever mess we create, we can and must always be the ones cleaning it up."<h2 class="heading-node" id="dc69">What’s that one thing your colleagues don’t know about you?</h2>Being almost five years as an M2Peer, I’m an open book. My colleagues know everything about me.<h2 class="heading-node" id="4cc9">What inspires you the most about M2P?</h2>The one thing that inspires me the most about M2P is the work culture and how people help each other learn new things here. Having started as someone with little experience, I have been able to gain knowledge on various aspects such as payments and more. M2P is the best place for all beginners to learn and shape their careers.<h2 class="heading-node" id="5166">What’s your idea of a perfect day?</h2>To be honest, finding a perfect day in tech support is tough.Delivering end-to-end tech support is a never-ending process. But there is lots of sunshine when we close out issues on time and receive a client appreciation for our toil.<h2 class="heading-node" id="9956">What was your career path before joining M2P, and how has it changed?</h2>When I graduated in 2015, I was unsure about my career. But growing with M2Peers in the past five years made me learn and appreciate fintech. I have changed my perspective from zero to being the one who likes to learn and explore fintech!<h2 class="heading-node" id="bd97">What are your hobbies/interests?</h2>Most of my hobbies include spending time with my family and doing fun chores. I also like to spend quality time with my nephews. However, my ‘me time’ is spent by watching movies and learning something new.<h2 class="heading-node" id="190e">Anything else you want to share about M2P?</h2>If you want to experience amazing people-centric work culture, kickass intellect, and collaborative knowledge sharing, M2P is the place.Hands down the best!So, adieu folks. Hope you enjoyed our interview with Vasanth Kumar.See you again in our next Star of the Month feature.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

Meet M2P’s Tech Support Hero

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-8-1-2.webp" alt="M2P Fintech" title="" width="100%" height="284">Home to 61,400 startups (registered with DPIIT, Govt of India), India hosts the 3rd largest startup ecosystem, after US and China. These newbies drive the digital economy through their innovative technology adoption, mobile-first, and customer-centric strategies.Dedicated to supporting such fledglings with their digital transaction needs is Karbon, another fintech startup with best-in-class expertise in corporate banking.Founded by Pei-fu Hsieh and Amit Jangir in 2019, Karbon helps growing businesses issue cards, manage payouts and deliver loyalty programs for their customers. Their Unique Selling Proposition helps companies scale faster, as Karbon promises quick corporate cards issuance without any fixed deposits or personal guarantees.<h2 class="heading-node" id="28d5">Need for card issuance support</h2>Though Karbon delivers hassle-free banking solutions with terrific business models and expertise in managing new-age corporate banking, they needed support with card issuance. They were looking for a reliable card partner with a strong banking network, to facilitate seamless card issuance.<h2 class="heading-node" id="c08e">Co-creating solutions</h2>After evaluating several issuers, Karbon chose to partner with us. Our strong banking network proved to be a strong vantage point for Karbon to deliver its powerful banking solution. At present, we run Karbon card solution program on both Visa and MasterCard rails.We help Karbon by taking complete charge of end-to-end payments, operations, reconciliation, and market dynamics strategies. Our focus areas enable them to capture a significant share of the SME, MSME, and start-up market and to capitalize on the first-mover advantage.This is what Amit Jangir, the co-founder of Karbon had to say about our relationship.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-10-4.webp" alt="M2P Fintech" title="" id="3965wgy0a" width="100%" height="284">Benefits achieved<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-9-4.webp" alt="M2P Fintech" title="" id="824iw670n" width="100%" height="284"><h2 class="heading-node" id="4cee">How we help Karbon achieve 30% increase in transaction volume</h2>We leverage our trusted bank partnerships and facilitate seamless onboarding, Know Your Customer (KYC), card design, and collateral finalization. By serving as a switch, we enable transaction authentication and authorization, in addition to reconciliation and settlement.Bank partnershipBank partnerships are a critical part of any card issuance program. We leverage our SBM Bank partnership and help Karbon with payment card issuance.Onboarding corporates and individualsSeamless onboarding, <a class="link" href="https://m2pfintech.com/blog/know-your-customer-kyc-the-need-for-authentication/">Know Your Customer (KYC), </a>and Know Your Bank (KYB) procedures form the perfect first impression for customers. We help Karbon smoothen KYB, KYC, and VKYC processes, as regulated and approved by SBM Bank protocol. This includes activities such as picking up KYB documents from corporates to onboarding and creating frictionless verification via Aadhaar, OTP, and PAN validation.Card design and collateral finalizationInitially, Karbon had a vanilla card design, which is a basic credit card with minimal to zero perks and fees. We recommended the need to&nbsp;<a class="link au ml" href="https://m2pfintech.com/blog/payment-cards-design-made-simple-heres-what-you-need-to-know/" rel="noopener">enhance card design</a>&nbsp;for their virtual and physical cards. Our card design team revamped and customized card designs by placing logos in the right places and we also obtained the necessary approvals from the card network and bank.Transaction authenticationWe act as a switch for transaction authentication and function as authorizers for transactions, as per the parameters defined by Karbon. When a transaction is initiated, the acquirer will send data to&nbsp;<a class="link au ml" href="https://m2pfintech.com/" target="_blank" rel="noopener ugc nofollow">M2P</a>, and we will take auth approval from Karbon to ensure that the right debit has taken place. No matter what, we ensure that the decision-making power always lies with Karbon.Reconciliation and settlementAs Karbon’s card program manager, we handle reconciliation and settlement. We manage card operations completely and share report dashboards with Karbon to drive data-driven decision-making.Now, this is not the end of the story. We hope to support startup ecosystems and established players across the globe with scalable, secure, and compliant card issuance and management solutions.Do you need help with card issuance?Get in touch with us at&nbsp;business@m2pfintech.com.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox. Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

How M2P helps Karbon increase its transaction volume by 30%?

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-8-5-1.webp" alt="M2P Fintech" title="" width="100%" height="284"> We are back this February to spotlight our very own Star of the Month, Balakrishnan Elumalai — DVP, Business Operations.A movie buff and a passionate biker, Bala never misses watching his favorite films and going on long rides. As our FinOps leader, he is a specialist in fixing processes and solving problems.Today he shares with us, how he steers FinOps while trying to clear his spooky mailbox (that’s clearly a challenge!). And hold on, he also spills the beans on his growth journey as an M2Peer.Read on to know more about his responsibilities and his idea of a perfect day!<h2 class="heading-node" id="7382">1. How do you usually start your workday?</h2>I start my day on a positive note, by making a cool to-do list. As soon as I reach the office, I catch up with my mailbox which has an uncanny ability (will explain that below). After that, I get on a discussion with my team to chart out the course for the day.Now, let me share how my email box acts funny. You see, I receive most of my priority jobs through emails and I always try to read them all. Sometimes, the more I read, the more emails keep flooding my mailbox. The torrent of email inflow becomes so scary, that I feel the unread count only increases and doesn’t seem to reduce at all. At times, I feel my outlook may run out of numbers to count one day… LOL!<h2 class="heading-node" id="c38d">2. What are your main responsibilities as DVP- Business Operations?</h2> At M2P, I lead Financial Operations (FinOps). My daily focus includes tracking vendor payments and payables in the form of Account Receivables (AR) and Account Payables (AP). I help my team keep track of the invoices we raise every day while checking pending payments and follow-up emails.<h2 class="heading-node" id="6046">3. How have you grown through the years as an M2Peer?</h2> I started out at M2P in 2017. And I am proud that my team and I will be completing our 5th year soon. Earlier, I was handling Human Resources, Administration, Card Operations, and Finance. Now after transitioning to FinOps, it is very inspiring to see how we have grown as a team in the past few years. I have learned a lot from my fellow M2Peers and our founders.<h2 class="heading-node" id="fec7">4. Is there a quote/saying that motivates you?</h2>There isn’t a phrase as such. But there is a word that brings the best out of me.It’s&nbsp;‘Self- confidence’.I believe that being confident in every single thing I do drives and motivates me.<h2 class="heading-node" id="e8df">5. What’s that one thing your colleagues don’t know about you?</h2> Well, nobody knows that I’m a short-tempered person by nature. My colleagues wouldn’t believe this as I never lose my head at work. But, outside work, people can see that I’m hot-headed.<h2 class="heading-node" id="95a5">6. What inspires you the most about M2P?</h2> It’s the way Madhu, our co-founder works. Working alongside him for the past 5 years has been a huge inspiration and has taught me both life and business skills.<h2 class="heading-node" id="accf">7. What’s your idea of a perfect day?</h2>My best day would be when my emails count to zero! Yeah, that’s something I’d love to see. Other than that, my perfect day would be when I chill out with my family.<h2 class="heading-node" id="834c">8. What was your career path before joining M2P, and how has it changed?</h2>Before joining, I was involved in commercial activities such as billing and maintaining logistics. Since M2P, my career started to take a definitive shape where I now lead finance operations and contribute to my team the most.<h2 class="heading-node" id="c604">9. What are your hobbies/interests?</h2>Cricket and bike rides are my jam. I play weekly matches and enjoy exploring new places whenever I can. But as a movie buff, my favorite activity is to watch movies. I hardly miss out on new releases!As an avid reader, I learn every day at my mailbox library.<h2 class="heading-node" id="c61e">10. Anything else you want to share about M2P?</h2>It’s been a fun five years with M2P. And I want to say to all my M2Peers,&nbsp;‘Keep rocking you guys!’<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox. Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

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